Downsize Your Credit
If your current credit card companies don’t want to reset your credit limit lower, transfer the balance to a credit card with a lower overall credit limit. Theoretically, credit card companies should be offering incentives to cardholders to shrink their debt with balance transfer offers to credit card accounts with lower interest rates. Credit card holders are still customers, although many consumers would never know it.
Why downsize your credit limit? Because the triphammer of the limit is what clickjackers adjust for when scamming credit cards.They spend under the limit. The clickjacker will
scan your accounts and file the identity information away for a rainy day.Then when you are away (as noted on your FaceBook page) or at the doctor (per your medical information) or at a work conference (as noted on your company email autoresponder) they charge the credit card account fraudulently.
Imagine their surprise when their (your) credit transaction gets flagged or denied for improper spending amount of closed account. Hackers work from remote IP addresses but authorities do take note. if a credit card transaction is attempted again after a denial for a lower amount that still remains over the limit, the credit card bots will duly follow this up. Hackers can’t spend under the limit if it has been adjusted in their “absence”.
