Use Gift Cards
Frequent spending destinations for credit cards such as fast food, gas stations, local services and stores can be secured. Casual chat over years means someone at that store knows a lot about you. They probably know where you work and how much you make, and when you are gone and what hours you leave for work and come home. If they innocently chat to a co-worker, your credit card security and identity theft risk is is in play.
Gift cards like Starbucks have rewards for spending on the card that issue free drinks every so often. Fan clubs like Del Taco issue two free chicken tacos for every email signup. Everyday use then does not involve the credit card. Emailed offers and sale notifications mean extra savings. But by allotting credit to the gift card, nobody at the franchise can steal your credit card data. A stolen or lost cash register tape means no worries for you.
